6 Top Payday Loan Companies Online

Finding the best payday loan sites online isn't always an easy task. When you compare payday loans online, you'll find out that not every payday loan lender can offer loans in all USA states. Some have different APR rates, some deliver funds much faster and some loans lenders online can even provide you with different repayment terms. When searching for the top payday loan companies online, the task can become overwhelming rather quickly.

Fortunately, we've created a list of the top payday loan sites online so you can rapidly compare payday loans like LendUp, CashNetUSA and all of the other leaders in the industry. Depending on your needs, sites like LendUp may be enough with their low loan amounts, but if you need larger amounts, personal loan sites may become a better option for your needs. So we've added a mix of the top payday loan companies and the best personal loans online. Browse our chart below to compare payday loans now and keep scrolling for our good payday loan reviews.

Top 6 Payday Loans Compare Chart

Product
Name
CashNetUSA
Upstart
Check Into Cash
LendYou
MoneyLion
LendUp
APR 87 - 805% 5% - 30% 154 - 1147% 200 - 1,300% 7% - 30% 300 - 500%
Time to Receive Funds 1 Business Day 1 Business Day 1 Business Day 1 Business Day 1 Business Day 1 Business Day
Max Loan Amount $3,400 $50,000 $1,500 $5,000 $35,000 $250
Apply Now View Site View Site View Site View Site View Site View Site
*Prices are subject to change. The prices listed above were the actual prices at the time of writing this article.

How to Find Good Payday Loans Online

when searching for the top payday lenders online, there are few things you should know about. You should never enter a loan contract blindly without knowing what you are getting yourself into. Different loans lenders will have different rates, fees, repayment terms and more. For instance, sites like LendUp only allow you to borrow up to $250 and they only provide you with 30 days to repay the loan in full. We're going to cover a few factors that you should know about before committing to a direct payday lender online.

  • APR - The APR (Annual Percentage Rate) is one of the most important factors to consider when taking out a loan. This is especially true if you aren't sure if you will be able to repay it in full on time. The APR determines how much you will pay in interest per year until the loan is repaid. Even the best payday loan companies have high APR rates, but since the terms are so short, you shouldn't have to pay too much interest unless you go over the repayment period. 
  • Support - A quality support team is essential when taking out a payday loan online. You want to be sure that you can contact the payday loan company at any time. Fortunately, all of the lenders listed above provide you with an excellent support staff so you never have to worry about a thing.
  • Loan Amount - The amount you can borrow will greatly vary from one direct payday loan lender to another. Some loans like LendUp can only provide you with tiny amounts. However, others can provide you with as much as $5,000. If you need more than that, you should consider a personal loan such as sites like Upstart or MoneyLion.
  • Speed of Funding - In general, the top payday loan companies will be able to send you the funds in as little as one business day. However, some lenders can take several days and some may even need a full week or more. All of the payday loans listed above can provide you with next day funding, allowing you to get the cash as quickly as possible.
  • Paperless Application - Some lenders can allow you to fill out every required step without having to fax in papers. This may seem like a minor detail, but it can actually make the process much easier to complete and it will also allow you to save a ton of time. Always opt for a paperless payday loan option when available.
52 %
Last Resort

Over 52% of people who take out payday loans do so because it's their last resort. They cannot get approved for any other type of loan. 35% say it's because of how quickly they can receive the funds.

Taking out payday loans can actually increase your credit score as long as you always pay on time.

Now that you know what to look for when you compare payday loans, you'll want to decide between the top payday loan companies available. Below you will find good payday loan reviews so you can easily make up your mind. We guarantee that each one of the payday lenders listed in the chart above and in the payday loan reviews below offer quality support, excellent rates and a fast delivery of funds. Read our loan reviews now to pick one that suits your needs.

3 Best Payday Loan Reviews

CashNetUSA Review

cashnetusa

CashNetUSA is definitely one of the top payday loan companies available online. They have one of the most popular loan sites online with millions of monthly visitors. CashNetUSA provides you with the ability to get a maximum loan amount of $3,400 depending on your state and credit history. Most loans require a minimum of a few months at the same job along with 18 years of age and a valid bank account. One of the excellent things about CashNetUSA loans is their superior support team that is always by your side when you need them the most. Most loans range between 30 to 45 day periods, but you can apply for instalment loans as well, which provide you with more funds over a longer period of time. If you're looking for good payday loans online, your first stop should always be CashNetUSA.


Upstart Loan Review

upstart

We added an Upstart loan review to the selection because it's an amazing alternative to payday loans. They provide you with personal loans and instalment loans that can reach as high as $50,000. However, you can also borrow as little as $1,000, making this a very versatile option for many different needs. Upstart makes it easy for you to get approved for funds online regardless of whether you want to pay of credit cards, buy a car, pay for school fees or even start a business. Since Upstart provides you with personal loans, their APR rates are much lower than even the best payday loan sites online. We highly encourage you to give Upstart a look and if you can get approved here, you will save a ton of money on interest.


Check Into Cash Review

check-into-cash

Check Into Cash is another one of the good payday loans online that you will love using. They provide you with decent rates and they have numerous physical locations found all throughout the USA, allowing you to easily visit a local branch if needed. With a superb support team and the ability to borrow up to $1,500 depending on your location, Check Into Cash is an excellent choice if you need quick cash loans online or offline. Funding is as fast as 1 business day, so you won't have to wait around for your funds to arrive. Another major benefit of applying for payday loans online at Check Into Cash is the entirely paperless process that allows you to electronically sign everything without having to fax anything.